The state of Florida is a no-fault state signifying that your insurance underwriter will pay for damages and medical costs from auto accidents regardless of who’s at fault. Since neither party is found to be at fault, you end up losing a few of your legal rights to sue under a no-fault system. The specific details of this kind of insurance system can change for some other states, but the overall concept is the same.The no-fault system is followed in Florida. The regulations of a no-fault system stipulate that the auto insurance firm covers the costs for damages resulting from an accident irregardless of who caused the accident. These specific regulations alter by state. Quarrels over who is accountable are lowered with this auto insurance system, but concurrently, motorists give up some of their legal rights to sue the other parties involved.